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EMI Calculator

Calculate your monthly loan EMI based on principal, interest rate, and tenure.

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How It Works

1

Enter the loan amount, annual interest rate, and tenure.

2

Choose tenure in years or months.

3

See your monthly EMI, total interest, and total amount.

Features

Standard EMI formula (reducing balance)
Tenure in years or months
Indian rupee formatting
Real-time calculation
Works offline

Frequently Asked Questions

How is EMI calculated?
EMI is calculated using the standard formula: EMI = P × r × (1+r)^n / ((1+r)^n – 1), where P is principal, r is monthly interest rate, and n is number of months.
Is this for flat or reducing balance?
This calculator uses the reducing balance method, which is the standard used by most banks.

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